29428 Bamboo Ct Winchester, CA 92596
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About this home
Welcome to your dream home at 29428 Bamboo Ct — a beautifully upgraded, energy-smart residence in the heart of Winchester’s Aspen Pointe community. With 3 bedrooms, 2.5 baths, and a generous loft upstairs, this home brings together stylish finishes, functional design, and outdoor appeal for modern living. The main level features elegant laminate wood flooring throughout, extending into all bathrooms and the upstairs laundry for both beauty and durability. The kitchen is a showpiece: stainless steel appliances, an elegant stone backsplash, upgraded matte black sink fixtures, and matching black door handles and cabinet hardware flow seamlessly throughout the home. A separate upstairs laundry room adds convenience and efficiency. The loft upstairs provides flexible space—ideal as a media room, play area, home office or study. The primary suite is a true retreat, boasting a walk-in closet, dual sinks in the bath, and tasteful finishes for comfort and style. PAID-OFF solar panels reduce your energy costs and offer peace of mind. A whole-house water softener and reverse osmosis filtration system deliver better water quality for the home. The backyard is an entertainer’s delight: a newer AlumaWood patio with ceiling fans and built-in heaters sets the stage for all-season outdoor enjoyment. A stone fire pit anchors cozy gatherings. Durable vinyl fencing ensures low maintenance and longevity. Large gated RV parking with reinforced concrete is secured behind a custom iron & wood gate—perfect for those with toys or trailers. This home sits on a generous lot located in a cul-de-sac in a growing Winchester neighborhood. A new elementary school is planned for 2026, enhancing local educational options. For recreation, Wine lovers will appreciate proximity to Temecula wine country. Golf enthusiasts can also enjoy public courses such as Menifee Lakes Country Club, The Golf Club at Rancho California, and Seven Hills Golf Course within driving distance. Quick access to Highway 79 and the 215 freeway gives you convenient links to the surrounding cities and amenities. Don’t miss the opportunity to make 29428 Bamboo Ct your new address. It blends refined interiors, energy-saving systems, and outdoor appeal—all in a community that’s continuing to grow.
Source: CRMLS #CV25226668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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