2949 Brossman St Naperville, IL 60564
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About this home
LOVELY, CLEAN 3BR (Possible 4 BR) 3.5 FULL BATHS, FIN BASEMENT w/ BATH, 2.5 ATT GARAGE, END UNIT 2-STORY TOWNHOME IN POPULAR LOCATION OF NAPERVILLE!! "COME SEE FOR YOURSELF"... ENTIRE MAIN FLOOR w/FAVORED NEWER NEUTRAL LAMINATE FLOORING, SPACIOUS LRM w/CEILING FAN, GAS FIREPLACE, DECORATIVE WALL SCONCES, & DIMMER TRACK LIGHTING.. SLIDING GLASS DOOR OPENS UP TO THE GENEROUS SIZE "PAVER BRICK" PATIO w/PRIVACY FENCE & TALL MATURE EVERGREEN TREES. MODERN GOURMET KITCHEN EQUIPPED w/STAINLESS STEEL APPLIANCES..REFRIG w/ICE & WATER DISPENSER, GAS OVEN RANGE, BUILT-IN MICROWAVE & QUIET DISHWASHER. COZY UP TO THE COMFORTABLE "HIGH-TOP" COUNTER FOR ADDED ENTERTAINMENT SPACE.. WALKING-UP THE WOODEN STAIRCASE LEADS TO A "MASSIVE OPEN LOFT" w/CEILING FAN & LIGHTS & CERAMIC FLOORING. MASTER BEDRM w/LONG "WALK-IN" CLOSET & ENSUITE BATHROOM w/LARGE VANITY, "SEPARATE" COMFORABLE SOAKING TUB & PRIVATE SHOWER!! THE OTHER 2 BEDROOMS w/CEILING FANS, SPACIOUS CLOSETS & ACCESS TO ANOTHER FULL TUB BATHROOM, TOO! LAUNDRY RM COMPLETE w/FULL WASHER & GAS DRYER, LAUNDRY TUB, BUILT-IN CABINETS, ROOMY STORAGE CLOSET & ACCESS TO THE 2.5 ATTACHED CAR GARAGE w/ EXTRA STORAGE SHELVING. WHEN YOU GO TO THE FINISHED BASEMENT IT COULD BE ANOTHER 4th BEDROOM, GAME ROOM/MOVIE ROOM, OFFICE, OR EXERCISE AREA AS AROUND THE CORNER IS COMPLETELY ANOTHER "FULL SHOWER" BATHROOM... SEPARATE ACCESS DOOR ENTERS INTO A "HUGE" ABOVE GROUND CRAWL "STORAGE AREA" & NEWER RHEEM HOT WATER HEATER & FURNACE. NOTE THIS TOWNHOME IS FRESHLY PAINTED w/ NEW CARPETING WHICH MAKES THIS "FABULOUS" TOWNHOME READY TO BE "MOVED INTO TODAY". DOWN THE STREET IS THE "TOP-RATED" NEUQUA VALLEY HIGH SCHOOL, AS WELL AS, PARKS, GOLF COURSE, WALKING PATHS, SHOPPING, DINING, CONVENIENT TRANSPORTATION & SO MUCH MORE!! SOLD AS-IS & WAITING FOR THE NEXT "HAPPY BUYER" TO MOVE IN & ENJOY TODAY!!
Source: MRED #12489813
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.