2955 County Road 100 Hutto, TX 78634
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About this home
Spread out and breathe a little easier on this 5-acre property in Hutto, where a gorgeous single-story home meets wide-open hill country views. With 5 bedrooms, 3.5 bathrooms, 2 living areas and 2 dining rooms, this home was designed to give everyone their own space while still offering areas to come together. The kitchen features quartz counters, stainless appliances, a center island, and warm wood cabinetry that makes it feel inviting. The main living room is especially pretty, filled with natural light and a corner fireplace that frames the space perfectly. The primary suite is your getaway at the end of the day, with space to stretch out and an ensuite bath with double vanities, a walk-in shower, and a soaking tub. The guest bedrooms are generously sized, with plenty of natural light and flexibility for whatever you need, from hosting overnight visitors to creating a home office or hobby space. One guest suite even has its own ensuite bath, giving guests an added layer of privacy and convenience. The massive game room is a true bonus; big enough for pool tables, movie nights, or the ultimate hangout spot, it’s a space that can grow and change with your lifestyle. Out back a large covered patio overlooks an in-ground pool, and beyond that are sweeping hill country views that make the property feel even more grand. There’s even a huge 40x40 warehouse that’s ready for all the extras; boats, RVs, ATVs, or just a space to build out the ultimate workshop. Here you get the peace and space of 5 acres, but you’re still close to everything. Downtown Hutto is nearby, and you’re only about 9 miles from Dell Diamond, Kalahari, and all the fun in that area. Even the Austin airport is just 30 minutes away. Finding a home that’s this beautiful, on this much land, and this close to town is just about impossible. It’s the kind of property people hang onto for years because once you’ve got it, there’s nothing else like it.
Source: ACTRIS #3928407
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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