2955 E Coconino Dr Gilbert, AZ 85298
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About this home
Welcome to this beautifully maintained home in the highly sought after Shamrock Estates community in Gilbert! From the moment you arrive, pride of ownership is clear—from the spacious pavered entryway and custom security gate front door to the meticulously landscaped front yard with synthetic grass, decorative plants, and an extended pavered driveway. There's plenty of parking for 7-8 vehicles, including three in the tandem garage, two in the driveway, and one behind the double gate. This home offers north south exposure and is not surrounded by two story homes, providing added privacy and comfort. Inside, enjoy nine foot ceilings, a large and open great room, and a beautifully upgraded kitchen featuring custom granite counters, a brand new range and microwave, tons of cabinetry, a gas stove, a huge center island, a large walk in pantry, reverse osmosis system, and soft water system. The adjacent living room includes an upgraded ceiling fan and offers the perfect space to entertain or relax. This thoughtful layout includes three spacious bedrooms and two full bathrooms. The primary suite features two walk in closets, raised double vanities, a frosted glass shower, and plenty of room to unwind. The hall bath also includes dual sinks and a tub shower combo. The three car tandem garage has epoxy flooring and hanging storage racks, ideal for your toys, tools, and gear. Out back, your private oasis awaits with a sparkling pool featuring color changing lights, travertine pavers, synthetic grass, and a charming gazebo for shade and gatherings, and fun ambient lighting that makes evenings truly magical. All of this is just minutes from top rated schools, shopping, dining, and the popular Gilbert Regional Park. This is a home you will not want to miss!
Source: ARMLS #6902357
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.