2959 Night Song Way Castle Rock, CO 80109
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About this home
EXCITING NEW PRICE! This 4 bedroom, 2.5 bath home has all the updates, all the style, and unbeatable value for the Meadows neighborhood. The main level showcases durable LVP flooring, fresh paint, and new light fixtures, creating a warm connection between living and entertaining spaces.The kitchen is the true centerpiece with white quartz counters, ceiling-height custom backsplash, and Bosch smart appliances that will provide both beauty and function for those who love to cook and gather. Upstairs, four bedrooms are conveniently located on one level, including a spacious primary suite with 5-piece bathroom. The finished basement adds versatility with a wet bar, beverage fridge, and plenty of room to create the spaces you’ve always wanted, with plumbing already in place for a future bath. Water heater was replaced this year! A heated, fully finished garage with custom cabinetry, shelves and attic storage ensures there will be plenty of space. Outside, the private backyard with mature landscaping is ready for family time and peaceful summer evenings. This home is an easy walk to The Taft House Pool (estimated completion in 2026), Aspen View Academy, The Grange Community Pool, parks, miles of trails, Red Hawk Ridge Golf Course, and all the amenities The Meadows has to offer. With every detail move-in ready, this home delivers the upgrades, space, and location you’ve been waiting for! ASSUMABLE VA Loan at 3% Interest Rate!
Source: RECO #2499312
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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