2964 Olivine Dr Dacula, GA 30019
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About this home
Welcome buyers to this great home with a newly painted interior. The living room features high ceiling and opens up to the kitchen complete with a large island, granite and SS appliances. The living room has so much natural light due to long beautiful windows, yet the owner installs European-style blinds throughout the house, for you to keep. The living room also features a GORGEOUS brick fireplace which is SO COZY, especially on colder days! With 1 full bedroom & 1 full bath on the first floor, it’s PERFECT for hosting guests! The primary suite has a JACUZZI and is equipped with a tiled shower, double vanities and, of course, a large daylight walk-in closet, custom designed! Super spacious! Step outside to the fenced PRIVATE backyard with a sitting area, ideal for outdoor relaxation. This gorgeous brick features a three-car garage and a side parking driveway, a perfect hidden spot for your large vehicle or RVs. :) This home is located in the sought-after Stone Haven community in the Archer High School District! Stone Haven offers amenities, including a clubhouse with a fitness center, a swimming POOL, tennis courts, playground, and walking trails with direct access to the Harris Greenway Trail, Tribble Mill and Harbins Park, ensuring endless outdoor activities and recreation. Don't miss on this opportunity to call this beautiful HOME YOURS. ROOF 2 YEARS OLD, NEW OUTDOOR GAZEBO SECURED TO THE CONCRETE. NEW DISHWASHER NEW DOUBLE OVEN NEW STOVE. PREFERRED CLOSING ATTORNEY McMichael & Gray PC IN LAWRENCEVILLE OFFICE.
Source: FMLS #7635376
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.