2971 Crest Hwy Thomaston, GA 30286
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About this home
Welcome Home to Upson County's West Side Gem! Nestled in one of the most desirable areas of West Upson, this recently updated 3-bedroom, 2-bath home blends modern touches with all the cozy comfort you've been searching for. With 1,540 sq ft of thoughtfully designed living space, this property feels welcoming from the moment you pull into the attached carport. Step inside to a bright and inviting family room, perfect for everyday living and gathering with loved ones. Just beyond, you'll find the cozy den featuring a masonry fireplace-the heart of the home and the ideal spot to unwind on cool evenings. The sunny sunroom offers year-round enjoyment, filling the home with natural light and providing a peaceful place for morning coffee or quiet afternoons. A large laundry room adds function and convenience, while the updated kitchen and baths bring a clean, modern feel throughout the home. Outside, the charm continues. The beautifully landscaped yard sets the tone with vibrant curb appeal, and the entire property is completely fenced with a gated entrance, giving you peace of mind, added privacy, and plenty of room for pets, play, or gardening. And when the day winds down, prepare to take in breathtaking sunset views that paint the sky each evening-truly one of the property's most magical features. This home also includes a separate building currently used as a studio apartment, offering endless possibilities-guest space, rental potential, an art studio, or a private home office. Cozy, updated, and wrapped in scenic beauty... this west-side retreat feels like home from the moment you arrive. Come fall in love with all it has to offer!
Source: GAMLS #10642648
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.