2987 Quapaw Trl Middleburg, FL 32068
Your savings
About this home
Welcome to 2987 Quapaw Trail in the heart of Middleburg, Florida — a stunning, fully renovated 4-bedroom, 2-bathroom home offering 1,848 square feet of stylish and spacious living. Built in 1995 but completely transformed in 2025, this home is a rare find where timeless charm meets modern upgrades in every corner. Absolutely nothing has been left untouched. This is not just a remodel; it's a full-scale reimagination of comfort, flow, and function. As soon as you step through the front door, you'll feel the difference. The open-concept layout is designed for today's lifestyle, with an effortless blend of living, dining, and kitchen space that creates a warm, inviting environment for entertaining or relaxing. Natural light floods through updated windows, highlighting the rich tones of newly installed hardwood floors that run throughout the home. Every inch radiates a sense of modern style and practicality. The kitchen is a true showstopper. It features premium finishes, sleek cabinetry, beautiful quartz countertops, brand new stainless steel appliances, brand new water heater, and plenty of prep space. Whether you're hosting friends or cooking a quiet dinner at home, this kitchen blends design and function perfectly. Both bathrooms have been updated with luxury tile, new vanities, high-end fixtures, and a designer's eye for detail. The primary suite offers ample space, a spa-inspired bathroom, and a peaceful retreat at the end of the day. With four full bedrooms, there's flexibility for a home office, guest room, nursery, or anything else your lifestyle demands. The upgrades continue outside. A BRAND New ROOF adds long-term peace of mind, while the fully fenced backyard offers a private outdoor oasisperfect for pets, play, gardening, or your dream outdoor living setup. At 0.14 acres, it's manageable without being limiting. Located in one of the most desirable neighborhoods in Middleburg, this home sits in a family-friendly community with access to highly rated Clay County schools. You'll be just minutes from Oakleaf Town Center, Target, Publix, Home Depot, and an impressive mix of restaurants, coffee shops, fitness studios, and entertainment options. Commuters will love the quick access to Blanding Boulevard and the new First Coast Expressway. This home offers one of the largest floor plans in the neighborhood, making it a standout choice for growing families, first-time buyers, or remote workers seeking space, comfort, and turnkey convenience. Homes like this are incredibly rare fully renovated, beautifully designed, priced competitively, and move-in ready. If you've been searching for a home that checks all the boxes, this is the one. Schedule your private tour today and experience everything 2987 Quapaw Trail has to offer. Don't wait this Middleburg masterpiece will not last long. Ask about the 2-1 buy down optionmany of our listings qualify for interest rates as low as 3.99 to 4.99 percent. 100 percent financing is also available for FHA first time homebuyers. Reach out to see if you qualify. Our preferred lender is offering a $2,000 credit toward prepaids when you use their financing services. Contact us for details.
Source: REALMLS #2099625
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.