3 Dartmouth Ct Lincolnshire, IL 60069
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About this home
Welcome to 3 Dartmouth Court, a beautiful residence nestled in the prestigious Westgate subdivision in School District 103 and Stevenson High School. This charming home offers an exquisite blend of classic elegance and modern comfort, making it an ideal haven for discerning homeowners. Step inside to discover a spacious floor plan, featuring three generously sized bedrooms and two and a half luxurious bathrooms. The first-level primary suite is a true retreat, complete with a walk-in closet, double door closet, and a spa-like bathroom boasting a whirlpool tub, separate shower, and a dual-sink vanity-perfect for unwinding after a long day. The heart of the home is the magnificent two-story family room. Here, floor-to-ceiling brickwork frames a cozy fireplace, while expansive windows flood the space with natural light, highlighting the exquisite high ceilings and custom millwork throughout. Culinary enthusiasts will appreciate the gourmet kitchen, outfitted with granite countertops, ample cabinetry, and newer appliances, including a double oven and dishwasher. The kitchen's design provides both functionality and style, with an eating area offering exterior access to the sun-filled deck, ideal for entertaining or enjoying a peaceful morning coffee. The upper level houses two additional bedrooms and a full bathroom, providing ample space for family or guests. The finished basement is a versatile space, featuring a large recreation room and a dedicated game room, making it perfect for entertainment and relaxation. Central air conditioning and forced air heating 8 yrs. Hardwood floors, arched entryways, and ceiling fans add a touch of elegance to the overall aesthetic. Outside, the beautifully landscaped lot offers a serene outdoor oasis. The deck provides an excellent space for hosting gatherings or simply enjoying the picturesque surroundings. Enjoy maintenance-free living as landscaping and snow removal are included. Located with easy access to I-94, the Metra, and an array of dining and shopping options, this home offers both tranquility and convenience. With its combination of luxury, comfort, and prime location, 3 Dartmouth Court is more than just a home; it's a lifestyle. Don't miss the opportunity to make this exceptional property your own!
Source: MRED #12489301
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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