3 Silver Ct Ocala, FL 34472
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About this home
One or more photo(s) has been virtually staged. Ready for You—Updated, Spacious & Full of Florida Charm! Stop scrolling and take a look—this is the move-in ready home you’ve been waiting for! Located at 3 Silver Ct in Ocala, FL, this 3-bedroom, 2-bathroom home checks all the boxes for comfort, space, and lifestyle. With a 2022 roof and 2022 HVAC, the big-ticket updates are already done, giving you peace of mind from day one. Step inside to a bright and open living area with updated laminate flooring and a seamless flow into the kitchen, complete with granite countertops and sleek stainless steel appliances. The split-bedroom layout offers privacy, with cozy carpeting in each of the bedrooms. Primary suite has nice sized room, walk-in closet and private bath. What really sets this home apart? TWO Florida rooms and TWO screened lanais—all connected and all offering extra space to unwind, entertain, or create your own indoor-outdoor retreat. Each sunroom even includes a dedicated window AC unit for year-round comfort. Tucked away in a peaceful neighborhood in Silver Springs Shores, you're just a short drive from Silver Springs State Park, outdoor recreation, golf courses, shopping, dining, and all the conveniences of downtown Ocala. Whether you’re relaxing at home or exploring everything Central Florida has to offer, this property gives you the best of both worlds. Don’t miss your chance to own a home that’s updated and ready to enjoy—Florida living starts here!
Source: STELLAR #TB8405824
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.