30 Sheraton Rd Randallstown, MD 21133
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About this home
In the sought-after community of Hernwood Heights, this 3-bedroom, 2-bath home doesn’t just sit on a .44-acre corner lot, it makes the most of it. With 2,717 square feet of bright, open living space, a fully finished basement, and a whole house generator for peace of mind, every detail is designed for both comfort and practicality. Step inside and the first thing you’ll notice is space. The main level opens under vaulted ceilings, where the living and dining areas flow seamlessly together. Original 1956 hardwood floors run throughout, carrying the kind of warmth and character that only time can create. At the heart of the home, the kitchen combines style and function with granite counters, 36" custom cabinetry, stainless steel appliances, a pantry, a coffee nook, and even a Dutch door leading directly to the two-car garage where charm and convenience meet. The flexible layout offers room to grow and adapt. Whether you need a home gym, a quiet office, a rec room, or a private guest suite, you’ll find space to make it happen. Movie lovers will enjoy the lower-level projector that conveys with the home (popcorn optional)! Storage is abundant too, with two giant walk-in attics, generous closets, and a large shed out back. Natural light pours into the sunroom which could be perfect for morning coffee, an afternoon read, or cultivating a lush collection of plants. Outdoors, the expansive yard provides endless possibilities, from gardening to hosting gatherings, all without the rules of an HOA. When it’s time to unwind, you’ll have your choice of two fireplaces, a Jacuzzi tub, or the shade of mature trees in the backyard. Spacious yet cozy, this home is ideal for multi-generational living, work-from-home flexibility, or simply spreading out and enjoying life. Beyond the home, Hernwood Heights offers a lifestyle rich in both recreation and convenience. Explore nearby Patapsco Valley State Park and Soldiers Delight for hiking and scenic escapes, enjoy family outings at Lake Roland or Carriage Hills Park, or stay active at the Randallstown Community Center. If you are looking for culturally rich attractions, the Maryland Zoo and the B&O Railroad Museum are also nearby. Dining, shopping, and entertainment are close by at Foundry Row, Metro Centre, Vintage View Cinemas, and New Town Village. This home doesn’t just check boxes, it tells a story. One of space, beauty, charm, and possibility. Welcome home!
Source: BRIGHT #MDBC2140370
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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