300 Ashton Pl Mcdonough, GA 30253
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About this home
Excuse the dust as renovations will soon wrap up! This beautifully refreshed 3-bedroom, 3-bathroom home will be officially move-in ready in less than 30 days. Located on a desirable corner lot in the rarely available Ashton Place subdivision, this property offers a spacious fenced backyard and charming curb appeal with a welcoming front porch. Inside, the great room connects seamlessly to the kitchen and dining area, where you'll find freshly painted cabinets and brand-new countertops. A bedroom and full bath complete the main level, offering flexibility for guests or multi-generational living. Upstairs, the spacious owner's suite features a cozy seating area, walk-in closet, and a private walkout covered balcony overlooking the front yard. The ensuite bath includes a combined shower and tub for added comfort. A third bedroom with double closets, a third full bath, and a convenient laundry room round out the upper level. Fresh paint throughout and new flooring give the entire home a clean, updated feel. The furnace and AC unit, installed around 2015, provide reliable comfort year-round. One of the most attractive features of this property is its freedom and flexibility with no HOA and no rental restrictions mean you can live, lease, or invest on your own terms. Whether you're a homeowner looking for peace of mind or an investor seeking opportunity, this home checks all the boxes. Situated just minutes from Hwy 81, Jonesboro Road, and I-75, the location offers quick access to shopping, dining, and entertainment. Enjoy nearby favorites like South Point Shopping Center, McDonough Marketplace, and a variety of restaurants. With homes in this subdivision rarely hitting the market, this is a unique opportunity you won’t want to miss.
Source: FMLS #7651390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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