300 Bella Harbor Ct Unit 113 Unit 113 Palm Coast, FL 32137
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About this home
Seller is offering a $5000.00 concession to Buyers at closing! Bella Harbor Condominiums Penthouse Step into the pinnacle of modern luxury with this breathtaking 2325 square foot penthouse at Bella Harbor Condominiums. This 3-bedroom, 2.5-bathroom masterpiece is a dream come true for those seeking elegance and sophistication. Property Highlights • Location: Perfectly situated in the impressive Bella Harbor neighborhood, this penthouse boasts panoramic intercoastal water and city skyline views that will leave you in awe. • Interior Elegance: Revel in the modern design featuring freshly painted walls, brand-new laminate floors, and soaring ceilings. The master bath is en suite, offering a private sanctuary of relaxation. • Outdoor Bliss: Step through the French doors onto an oversized penthouse deck where you can soak in the mesmerizing intercoastal water views. A guest bedroom balcony provides an additional retreat for outdoor enjoyment. • Upgrades: Outfitted with state-of-the-art appliances, sleek laminate and tile flooring, and a Keegan water filter system. Handicap accessible for ultimate convenience. Community & Lifestyle • Amenities: Indulge in the community pool and spa, unwind in the clubhouse with its fitness center, and host gatherings in the entertaining spaces. • Pet-Friendly: A tranquil and picturesque community that warmly welcomes pets. • Nearby Attractions: Just moments away from the charming European Village and pristine beach access. Orlando’s world-class attractions are only an hour and a half drive, while Jacksonville airport is a mere 50 minutes away. Perfect For This penthouse is the ultimate haven for remote workers, vacationers, and snowbirds. Whether you’re a young professional or retiree, this property offers unparalleled luxury and versatility. Don’t miss your chance to own this extraordinary piece of paradise. Schedule your viewing today and prepare to be captivated by the "wow" factor! *** A boat dock directly below the unit is currently available for rent or possible sale for a well negotiated rate through a private party NOT included in the sale. Don't miss out on this amazing opportunity ***
Source: STELLAR #FC311239
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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