300 Horseshoe Bnd Statham, GA 30666
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About this home
Welcome to this luxuriously upgraded 5-bedroom, 4-bathroom home in the highly sought-after Georgia Club, a gated golf course community known for its Southern charm and resort-style amenities. Situated on a premium corner lot, this beautifully maintained home features a white picket fence, a charming wraparound front porch, and a rear-entry garage, all adding to its curb appeal. Inside, enjoy new flooring, fresh interior and exterior paint, and thoughtful architectural details throughout. The spacious living room features a coffered ceiling, creating a sophisticated and inviting space for gatherings. The kitchen is accented with brick details, blending rustic warmth with modern utility. Perfect for remote work or study, the private office includes custom-built-in shelving. The oversized primary suite is a true retreat, featuring two large custom walk-in closets and a spa-inspired en suite bathroom with a large walk-in shower, double vanities, and elegant finishes. Enjoy year-round efficiency with a solar energy system and keep your landscaping lush with the automated sprinkler system. Located in The Georgia Club, residents have access to world-class amenities: golf, pools, tennis courts, clubhouse, fitness center, and walking trails. This home offers a rare combination of classic Southern charm and modern luxury in one of Georgia's most desirable communities. Seller is offering Buyer a 2-1 Rate Buy Down with acceptable offer. Reach out to Joshua Egnoski to find out how much you can save per month with this fantastic program!
Source: FMLS #7621093
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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