300 Leaward Trce Swansboro, NC 28584
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About this home
Welcome to this stunning 4-bedroom, 3.5-bathroom home that perfectly blends comfort, style, and functionality. With expansive living spaces and thoughtful design, this home is ideal for families, entertainers, or anyone seeking room to grow. Step inside to an open-concept layout filled with natural light, featuring a spacious living room, formal dining area, and a gourmet kitchen complete with stainless steel appliances, granite countertops, custom cabinetry, and an oversized island—perfect for cooking, entertaining, and gathering with loved ones. Each bedroom offers ample space and privacy, including a luxurious primary suite with a large walk-in closet and a spa-inspired en-suite bath featuring dual vanities, a soaking tub, and a separate shower. With three full baths and one half bath, mornings are a breeze and guests will always feel at home. Enjoy the best of indoor-outdoor living with access to a private, beautifully landscaped backyard that's perfect for relaxing evenings, barbecues, or hosting gatherings. Additional features include elegant hardwood floors, soaring ceilings, and plenty of storage throughout, as well as a dedicated laundry room for added convenience. Located in a desirable coastal neighborhood, this home offers access to a dock and a serene picnic area along Queen Creek, providing the perfect setting for fishing, kayaking, or simply enjoying the water views. Close to schools, parks, shopping, and dining, this move-in-ready home offers everything you've been searching for—don't miss the opportunity to make it yours! The seller has recently completed fresh interior painting and minor repairs based on valuable feedback—plus is offering $5,000 Use As You Choose—making this home truly move-in ready and even more inviting than before.
Source: NORTHCAROLINAREGIONAL #100534677
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.