300 Wayworth Ct Columbia, SC 29212
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About this home
OPEN HOUSE 8/10 2PM-4PM Welcome to 300 Wayworth Court, a stunning residential property that offers both space and comfort in a desirable Columbia neighborhood. This well-appointed home features five spacious bedrooms along with a versatile additional room, perfect for a home office, playroom, or guest space. With two and a half bathrooms, including a luxurious primary suite, this property is designed for modern living. The heart of the home is the inviting kitchen that boasts high-quality finishes and modern appliances, providing both style and utility. It features sleek cabinetry, granite countertops, and an open layout that flows into the dining area and formal dining room. This seamless transition allows for easy interaction, whether it’s family meals or hosting friends. Adjacent to the kitchen is a formal dining room that creates an inviting setting for family gatherings and special occasions. The living area presents a spacious retreat with abundant natural light. The cozy fireplace and built-in shelving enhances the overall warmth of the home. The primary suite is a sanctuary, highlighted by a beautifully tiled shower, two separate vanities offering ample storage, and a soaking tub, perfect for relaxation after a long day. Heated floor tiles add a touch of luxury to the space. The well-designed layout ensures that privacy and functionality are a priority, making it ideal for families or those who love to entertain. Step outside to discover the expansive backyard area, perfect for outdoor activities, gardening, or simply enjoying the serene surroundings. The rear decking provides an ideal space for gatherings or peaceful evenings spent outdoors. Whether you’re seeking room for growth or a comfortable retreat for daily living, this home at 300 Wayworth Court encapsulates the perfect blend of functionality and comfort. Don’t miss the opportunity to make this exceptional property your own. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #612913
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.