3000 Black Orchid Dr Killeen, TX 76549
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About this home
WOW! Gorgeous 5-Bedroom Home in Sunflower Estates!-Welcome to this absolutely stunning single-family home located in the highly desirable Sunflower Estates community! With easy access to Metroplex Hospital, Fort Hood, Killeen Airport, Clear Creek shopping center, and Highway 195 to Austin, this location is perfect for convenience and commute. This spacious home features 5 bedrooms, 2.5 bathrooms, and 2,711 square feet of living space, offering both comfort and style. The primary suite is located on the main floor and includes a private open seating area for relaxation. Enjoy two generous living areas, a formal dining room, and an open-concept layout that seamlessly connects the living room, breakfast area, and modern kitchen, perfect for entertaining! Home comes with Beautiful white stone brick exterior with ceramic tile flooring throughout common areas, Granite countertops and 42 inch cabinetry Stainless steel appliances, including double oven, cooktop, refrigerator, Solar panels for energy efficiency, Security system, New roof added September 2024, Spacious 2-car garage, Fully fenced, private backyard with Sprinkler system for easy maintenance, Room to entertain, garden, or relax outdoor. This home has it all space, style, and a prime location. Don't miss your opportunity to make this exceptional property yours.
Source: NTREIS #20950404
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.