3001 SE 95th St Moore, OK 73160
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About this home
FORMER MODEL HOME-ONE OWNER-FULLY UPGRADED & PRICED ON THE LOWER END OF THE COMPS!!!! Step into this beautiful one-owner home, originally built as the community's model home, showcasing several upgrades that you won't find in most of the homes in the area. Sitting on an oversized, corner lot just at the front of the community to offer ease of getting in and out to save you time. This split floor plan displays an open concept kitchen with granite countertops, upgraded backsplash, stainless steel appliances to include an upgraded dishwasher and stainless-steel refrigerator that stays with the home! This home also offers tons of storage, newer water heater replaced in 2023, a storm shelter in the garage, fully fenced yard, full guttering, full yard sprinkler system, an approx. 8ft x 6ft galvanized metal storage shed and a newer roof replaced in 2023. This smart home is equipped with exterior cameras, doorbell camera and smart thermostat so you can keep those utility bills at a minimum. (the equipment can stay if you choose to take over the Vivint contract agreement.) The owner has had duct cleaning done professionally and regular termite treatment quarterly by X Factor. Utilities are City of OKC for trash, water and sewer- ONG for gas and OG&E for Electric. Trash is every Friday and recycle is every other Friday. AT&T Fiber is available. Please call for a showing today!!!
Source: MLSOK #1198076
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.