3002 Ivy Bridge Rd Fort Washington, MD 20744
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About this home
**PRICE IMPROVEMENT** Welcome to 3002 Ivy Bridge Rd, Fort Washington, MD! THIS HOME HAS SO MANY UPDATES.....NO HOA!!! Generous living areas throughout with spacious living room and separate dining room. This home has a bedroom on the main level--great for multi-generational living and its own full bath just outside its door. The upper level has 2 additional bedrooms --4th bedroom was converted to make the primary room larger and add walk in closet. Kitchen features updated stainless steel kitchen appliances, with app controls over wifi and low profile microwave. Primary bedroom has its own en-suite bathroom - Marble floors and walls. Bathroom floor is heated, heated towel rack, bench seating in shower and glass door shower. This fully finished basement basement features a room--could be office, gym or play area. 2 working sump pumps.,1 sump pump is 3 months old with battery back up, front loading washer and dryer with storage pedestals, have steam function and WiFi capabilities, Tankless hot water heater installed 2021. New French drainage system installed on exterior in 2022…warranty conveys. New WSSC water meter replaced in July 2025, Nest thermostat with secondary upstairs temperature monitor, modern light fixtures, Huge rear concrete patio for entertaining in your spacious backyard also has durable resin shed on concrete pad for additional storage. This home is conveniently located near shopping, dining, recreation and parks and mins from DC, Capital Beltway, National Harbor and VA! This home has everything it needs except YOU! Call to make your appointment today!
Source: BRIGHT #MDPG2163780
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.