3002 Sarah Ln Griffin, GA 30224
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About this home
Welcome to a home that offers more than just a place to live-it's a lifestyle. Nestled in a serene, sidewalk-lined community with its own neighborhood pool, this meticulously maintained property is a true gem. Boasting nearly two acres across *two separate lots*-yes, a bonus cul-de-sac lot is included in the sale-this home combines charm, space, and limitless possibilities. From the moment you arrive, the wraparound porch, framed by lush landscaping, invites you to slow down and savor the good life. Imagine relaxing on a swing or rocking chair, waving to friendly neighbors as they stroll through the double cul-de-sac. Step inside, and you'll be greeted by a light-filled great room with soaring vaulted ceilings, gleaming hardwood floors, and a cozy fireplace that anchors the space. The open layout flows seamlessly into a formal dining room, where an elegant tray ceiling and abundant natural light create the perfect setting for everything from intimate dinners to festive gatherings. The heart of the home is the beautifully updated kitchen. With its subway tile backsplash, sleek tile floors, stainless steel appliances, and rich dark cabinetry, this space is as functional as it is stylish. The cheerful breakfast nook overlooks the expansive backyard, offering a peaceful spot to enjoy your morning coffee while watching birds or soaking in the tranquility. The primary suite is a true retreat, featuring a tray ceiling, a sunny sitting area perfect for a reading nook or workspace, and a spa-like ensuite with dual vanities, a garden tub, a separate shower, and a spacious walk-in closet. Two additional bedrooms and a full bath are thoughtfully positioned on the opposite side of the home for added privacy. Upstairs, a large bonus bedroom with its own ensuite bath offers flexibility as a guest suite, teen retreat, or private home office. But the magic doesn't stop inside. The outdoor space is where this property truly shines. The second lot opens up a world of possibilities-whether you dream of building an ADU (Accessory Dwelling Unit), creating a private sports court, or designing your own backyard oasis. (Zoning or variance approval may be required for certain uses.) Picture summer barbecues on the extended back patio, cozy evenings around a custom fire pit, or hosting outdoor movie nights under the stars. With this much space, your imagination is the only limit. Additional highlights include a 2-car side-entry garage, extra parking spaces, and a long driveway to accommodate family and guests. Conveniently located just minutes from I-75, shopping, dining, and the new Spalding County Aquatic Center, this home offers the perfect balance of accessibility and retreat.
Source: GAMLS #10615527
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.