3002 Stow Xing Murfreesboro, TN 37128
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About this home
Welcome to 3002 Stow Crossing where thoughtful design meets everyday functionality in one of Murfreesboro’s most sought-after areas. This full-brick home sits on a level corner lot with a spacious fenced-in backyard and 3-car side entry garage. Inside, you’ll find an open, bright floor plan with 5 bedrooms and 2.5 baths, including 2 bedrooms on the main level—one currently used as a state-of-the-art professional recording studio, complete with soundproofing and a full vocal booth cleverly hidden behind a custom bookcase. The kitchen is built for both function and style, featuring granite countertops, a gas range, stainless steel appliances, and a large walk-in pantry. The living room offers a cozy gas fireplace, and just off the eat in kitchen, the covered back porch provides the perfect space to relax or entertain. Upstairs you’ll find a spacious loft/rec room open to the main level below, plus 3 additional bedrooms and a full bath. Located just minutes from Publix, Costco, shopping, and dining—with zoned access to Triple Rockvale schools, this home offers the perfect balance of comfort, convenience, and character. Additional features include a new roof, new carpet, fresh paint, transferable home warranty, and a hidden gem for music lovers. Don’t miss your chance to own this unique and beautifully maintained home in Rutherford County.
Source: REALTRACS #2920596
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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