3003 Bannack Ln Harlem, GA 30814
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About this home
Welcome to this stunning 4-bedroom, 3-bath home with a flex room, offering 2,840 sq. ft. of beautifully designed space. Located in the desirable Greenpoint Subdivision, this property blends elegant finishes with cutting-edge smart technology and so much attention to detail to include rounded wall corners throughout, adding a soft architectural touch to every space. Step into a grand foyer that opens to a formal dining room featuring a coffered ceiling and custom lighting. The open-concept living room showcases coffered ceilings and a remote-controlled electric fireplace, flowing seamlessly into the kitchen and breakfast nook. The chef's kitchen boasts an oversized quartz island with an air disposal button, shiplap-accented breakfast area overlooking the pool, and premium GE Cafe appliances. Features include: - Smart oven with touch screen, convection, dehydrator, air fryer & in-oven camera - 5-in-1 Advantium oven with microwave, precision cooking & warming features - Smart refrigerator with LED wall, autofill dispenser, zone temperature control, and more. Downstairs includes a guest bedroom with access to a full bath. Upstairs, the owner's suite offers vaulted ceilings, a spacious sitting area, a tiled ensuite with double vanities, garden tub, walk-in shower, and large closet. Two additional bedrooms with vaulted ceilings share a full bath with dual sinks. Flex room upstairs is accessed by stylish double barn doors. Remote-controlled roller shades downstairs - Nest thermostats upstairs and down. All smart features - including doorbell, ovens, refrigerator, lighting, thermostats, and pool systems - are Alexa compatible for seamless control. Exterior highlights include: - Saltwater pool with waterfall, Omnilogic app-controlled settings and lighting - Extra-wide parking pad - Unfinished building ideal for pool house or storage. Conveniently located near local schools and just minutes from I-20, this home offers easy access to everything you need - making it perfect for families, professionals, and anyone looking for both comfort and connectivity.
Source: GAMLS #10564736
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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