3003 Watercrest Dr Sanger, TX 76266
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About this home
Welcome to Lake Ridge Estates, Where Country Charm Meets Convenience! Discover the perfect blend of outdoor fun and peaceful living in Lake Ridge Estates, featuring a community playground, scenic pond, and sidewalks ideal for walking, jogging, or biking with the family. Prime Location Just 5 minutes from Lake Ray Roberts, the Marina, and Isle du Bois State Park, and only 15 minutes to Denton. This home offers the tranquility of country living with easy access to city amenities. Cozy, Move-In Ready This beautifully maintained open concept, Split floor plan has 3 bedroom, 2 bath with a 2 car garage is ready for you to settle in and start making memories. Zoned for highly rated Sanger ISD schools, including Butterfield Elementary, Sanger Middle, and High School. Stylish Upgrades & Features, Granite countertops, Energy efficient appliances, Rich wood cabinetry, Brushed nickel hardware, Durable Vinyl flooring, Convenient utility room off the kitchen, Spacious primary ensuite, Two-car garage with automatic opener. Outdoor Appeal: Enjoy great curb appeal with landscaped front yard and a fully fenced backyard that is perfect for entertaining, gardening, or relaxing under the Texas sky. Back door offers doggie door for your furry pal access in or out! Recent Improvements: New Roof and Newly Stained Fences coming November 2025), HVAC 2 years old. No Work Needed—Just Move In! Bring your personal touches and start enjoying this charming home right away. It’s all ready for you!
Source: NTREIS #21090666
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.