30050 Skippers Way Dr Canyon Lake, CA 92587
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About this home
Welcome to the ultimate Canyon Lake lifestyle! Nestled on one of the most desirable streets in the community and just minutes from the East Gate, this 3-bedroom, 3-bath POOL home is the perfect mix of charm, comfort, and full-on fun. From the moment you step onto the cozy front porch and take in the manicured yard, youll feel right at home. Inside, the vibe is equally inviting the formal living room is bright and spacious with natural light pouring through the oversized windows, while the fireplace and built-in window seat create the perfect spot to curl up with a book or sip your morning coffee. Hosting dinner parties or holidays? The formal dining room is ready to impress. The kitchen is a total win featuring stainless steel appliances, a breakfast bar, and tons of cabinet space to store all your goodies. It flows effortlessly into the dining area, making it perfect for everyday life or entertaining guests. Upstairs, youll find three generous bedrooms including a dreamy primary suite with its own private balcony overlooking your personal backyard paradise and views of the lake! It also includes an en-suite bath, walk-in closet and a bonus second closet for all your storage needs. Now lets talk about the real showstopper: the backyard! Say hello to your brand-new tropical rock pool, complete with a beach entry, two cascading waterfalls, and an epic slide thatll make you the most popular host in town. With desert-friendly landscaping and direct access to the waterfront easement, this backyard is all about max relaxation with minimum upkeep. Whether you're taking a dip in the pool, launching your paddleboard at the lake just steps from your gate, or enjoying the peace and privacy of your outdoor oasis this home is all about living your best Canyon Lake life. All of this located within Canyon Lake, a private, gated community with 24/7 security and unmatched amenities, including a 384-acre waterski/fishing lake, 20+ parks with beaches and playgrounds, basketball and baseball courts, tennis and pickleball, an equestrian center, an 18-hole golf course, dog park, community pool, restaurants, slalom course, ski jump, golf cart-friendly streets, and year-round events for the whole family!
Source: SANDIEGO #SW25154251
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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