30053 Island Club Dr Deer Island, FL 32778
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About this home
Your Slice of Paradise Awaits on Deer Island Golf Course! Nestled in the exclusive gated enclave of Deer Island, this stunning 4-bedroom, 3.5-bath golf-front home offers the perfect blend of luxury and tranquility in sunny Central Florida. Built in 2021, this 2,786 sq ft retreat (3,397 sq ft total) sits on the renowned Deer Island Golf Course—consistently ranked among the top 25 in the USA—surrounded by the natural beauty of Lake Dora and Lake Beauclaire. Location, Lifestyle, and Convenience! Centrally located just minutes from Florida’s Turnpike, you’re only 30 minutes from Orlando’s world-class attractions—Walt Disney World, Universal Studios, and 40 minutes to Orlando International Airport—yet far enough to escape the hustle and bustle. Enjoy wide-open spaces and horse country beyond the gates, with charming Tavares (America’s Seaplane Capital) and historic Mt. Dora’s shops and waterfront dining just a short drive or boat ride away. Craving the beach? It’s just an hour’s trip! Resort-Style Living Every Day Deer Island’s 400-acre oasis offers more than just a home—it’s a lifestyle. Tee off on the championship golf course, play tennis or pickleball, or take a nature walk to spot eagles, otters, and wintering birds under sunny skies. This turnkey two-story gem boasts breathtaking golf course views from both the front and back yards. Inside, the main floor features a spacious master suite and a versatile home office/guest room, while upstairs offers a generous loft—perfect for family gatherings—plus a smart three-way split bedroom layout for ultimate privacy. With a 2-car attached garage and plenty of space for everyone, this home is designed for comfort and connection. Live the Good Life in Old Florida Charm Surrounded by nature and year-round sunshine, Deer Island delivers country club living at its finest. Low HOA fees keep it affordable, and with no flood zone worries, you can relax and enjoy your piece of paradise. Whether you’re seeking a serene escape or a vibrant community, this is your chance to own a slice of the true Florida lifestyle. See It Today—Your Dream Home Awaits!
Source: STELLAR #O6212539
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.