3006 Central Ring Ct Ridgeville, SC 29472
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About this home
Welcome to Bridlewood Farms ! ***** ''SELLER is offering $5,000 in CONCESSIONS to BUYER for closing cost assistance with agreed upon purchase price between both parties...AND...SELLER is offering ''up to $800'' for a HOME WARRANTY of BUYER'S choice !'' ***** Here's your chance to own a terrific 1359sqft. home which sits on a .30ac cul-de-sac lot ! This 3BD/2BTH home with 2 Car Garage and 9' smooth ceilings has recently been updated in many areas, too! LET'S GET STARTED WITH THE UPDATING: (1) A NEW roof was installed in 2025...(2) NEW Seamless Gutters installed 2025...(3) HVAC has a NEW Drip Pan and unit has been professionally serviced/maintained/cleaned...(4) Water Heater valve replaced, heating element replaced, and maintained...(5) NEW LVP flooring, some NEW 5'' baseboards, and NEWquarter round...(6) NEW French Doors off the dining area for exiting to the back yard...(7) NEW Door knobs...(8) NEW Keypad Deadbolt for front door...(9) FRESH PAINT...(10) BEADBOARD added for accent...(11) NEW Laundry Doors"on order" to be installed prior to closing...(12) The kitchen with it's ample cabinetry has NEW Brushed Nickle Pulls and Knobs, a NEW Custom-Stained "Butcher Block" kitchen island, NEW Kitchen countertops, Updated LED Recessed lighting, NEW kitchen sink, NEW Kitchen Faucet, NEW Kitchen Sink Pipes, a NEW Stainless Steel Whirlpool Microwave, NEW Whirlpool Stainless Steel Dishwasher installed 9-15-25, and GE Stainless Steel "Black Glass 5-Burner" Electric Range. In addition, the Stainless Steel BOSCH Refrigerator conveys in "as is" condition and the Washer/Dryer both convey in "as is" condition...(13) Master Bath has updated LED lighting, NEW Vent Fan, Updated Vinyl Tile Flooring, and NEW Toilet guts...(14) Guest Bath has: NEW Vanity/Sink, NEW Mirror, NEW Shower Head, NEW Tub Spout, NEW Faucet, NEW Sink Pipes, NEW Vent Fan, NEW Toilet guts, and Updated Vinyl Tile Flooring...(15) NEW 70" Fan in the Living Room...(16) NEW Dining Room Lighting...(17) NEW Carpeting in 2 bedrooms and closets ...AND "Shaw Floorigami Carpet Tile in one guest room...(18) Upgraded outdoor garage lighting...AND (19) OVERHEAD Garage Shelving which conveys. AS YOU ENTER THE HOME: You are greeted by a spacious foyer w/ coat closet leading to the "Open Concept" Kitchen/Living Area/Dining Area. You will begin to notice many of the NEWLY UPDATED ITEMS mentioned in the detailed description above. The 9' Ceilings throughout make this home seem both spacious and inviting. As you venture from the living area, you find the hallway leading to the living quarters. From the hallway, you find the Master Bedroom and Master Bath are to the right with the Guest Rooms to the left. The guest bath is in the hallway adjacent to the laundry closet. (The NEW laundry closet doors are on order and to be installed prior to closing.) The two guest rooms are great sizes and have sufficient closet space. This .30ac lot has a mature tree buffer in the rear for privacy and the property actually extends approximately 4'-5' beyond the fence. (The seller states the previous owner installed the fence this way, so as not to require mowing around the mature trees in that area.) In addition, the home will be professionally cleaned and pressure washed by the end of June. Don't let this one slip away ! See you soon !
Source: CTAR #25016037
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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