301 Jack Ryan Kyle, TX 78640
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About this home
Welcome to 301 Jack Ryan in the sought-after Plum Creek North community of Kyle, TX! This beautifully maintained single-story, 4-bedroom, 3-full-bath 2.5 car garage home sits on an oversized .25 acre corner lot with the community park and pool right across the street. Designed for both comfort and style, it features abundant natural light, tall ceilings, and luxury vinyl plank flooring throughout.The open-concept kitchen is a chef’s dream with a natural gas range/oven, upgraded appliances (installed just 2 years ago), custom cabinet handle pulls, and plenty of workspace for entertaining. The thoughtful floor plan places three bedrooms at the front of the home and a private owner’s suite at the back, complete with a Closets by Design upgraded walk-in closet and a full bathroom with separate soaking tub and shower . A flex bonus room adds versatility as a home office, playroom, or media space.This home comes loaded with extras, including a 2.5-car garage with overhead storage racks, a 10x12 shed in the backyard built to match the home for additional storage or hobbies, and walls prewired for easy TV mounting. Additional upgrades include an outdoor irrigation system, Ring security system, and solar integration for modern efficiency and peace of mind.Step outside to enjoy the covered patio and everything Plum Creek has to offer—including an 18-hole golf course, scenic walking trails, community parks, and resort-style pool access. Perfectly located with easy access to Austin, San Marcos, and San Antonio, plus minutes from local dining, shopping, and entertainment, this home delivers the perfect blend of modern upgrades, convenience, and community living.
Source: ACTRIS #8702882
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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