301 Legend Oaks Dr Columbia, SC 29229
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About this home
Back on market! Move-In Ready & Beautifully Renovated in Legend Oaks! Step inside this stunningly updated 3-bedroom, 2.5-bath home with an oversized garage that truly shows like a model! Every important detail has been covered—new paint, new lighting, new flooring, new faucets, and more—so you can move in and enjoy from day one. The modern kitchen features bright quartz countertops, stainless steel appliances, a spacious pantry, and modern designer lighting. The owner’s suite is a private retreat with dual vanities, quartz counters, walk-in closet, new mirrors and fixtures, and a huge garden tub. The hall bathroom continues the elevated design with dual vanities, quartz counters, and all-new lighting and fixtures. Enjoy outdoor living in the open and level backyard—perfect for entertaining, gardening, or simply relaxing. A 14-50 outlet on a dedicated 50-amp breaker is already installed for RV hookup or Electric Vehicle charging. This turnkey gem blends thoughtful renovations with timeless style—nothing to do but move in and love it! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #615464
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.