3012 Softwind Trl Fort Worth, TX 76116
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About this home
Large 4 Bed Midcentury Dream on Corner Lot close to Downtown and minutes from the Z Boaz Dog Park! This charming home has a perfect blend of original appeal and modern amenities. The grand living room with vaulted ceiling, window seat, real wood floors, wood beams and elevated windows has the perfect sunny disposition. A second sunken living adjacent has concrete flooring and vaulted beams, perfect for a study, piano room or formal living space. The large formal dining is spacious enough for a grand table with chair railing and floating shelf accents. The eat in kitchen has room for bar stools, granite counters, electric range and spacious pantry. The primary ensuite has a vaulted ceiling, marble vanity w seating, walk in shower and large closet. Enjoy the charm of the potbelly stove in the primary bedroom sunken sitting room w access onto the pergola covered 12x9 patio. The guest bed down has direct access to the full bath with marble top vanity and shower tub combo. Upstairs find a flex layout with two additional bedrooms that can also serve as additional living, media or studies. Outside find a large private yard with privacy fencing and a pergola covered patio. 2025 HVAC upgraded. 2020 All Electrical was updated when owner purchased.
Source: NTREIS #20993728
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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