3013 Barcelona Way Conyers, GA 30012
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About this home
Motivated Seller! Lake Community Living in Conyers! Don't miss your chance to enjoy lake living in this charming 3-bedroom, 2-bathroom home located in a sought-after lake community in Conyers! Perfectly situated with easy access to I-20, Stonecrest Mall, and the historic charm of Old Town Conyers shopping and dining. Step inside to discover fresh new paint, luxury vinyl plank flooring, and new carpet throughout. The inviting living room features a beautiful stone fireplace with glass doors, creating a cozy focal point for gatherings. The huge eat-in kitchen offers plenty of space to entertain, with classic white cabinetry, matching appliances, a pantry, and a laundry closet conveniently located in the kitchen area. The main-level owner's suite is spacious and private, boasting a massive walk-in closet, tile bath, and new toilet. Upstairs, you'll find generously sized secondary bedrooms and a full hall bath with tile and new toilet. One of the upstairs bedrooms has access to a partially finished bonus room, perfect for additional storage or future living space. Enjoy peace of mind with a brand-new roof, HVAC system, and water heater. Step out back to your new deck with landing that leads to a screened porch, ideal for relaxing and enjoying your peaceful surroundings. The enclosed garage is currently used for storage but offers potential for additional living space. An outbuilding and dog pen complete this versatile property. Lake life meets convenience, so schedule your showing today and make this wonderful home yours!
Source: GAMLS #10496289
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.