30138 Via Palermo Menifee, CA 92584
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About this home
Nestled in the heart of a vibrant and sought-after community of Menifee Lakes, this 4 bed, 3 bath pool & spa home is a lovely residence that offers modern elegance and comfort, featuring a spacious open floor plan, perfect for entertaining and everyday living. As you step inside, you'll be greeted by an abundance of natural light cascading through large windows and dynamic soaring ceilings. The kitchen boasts high-end stainless steel appliances & corian countertops with a breakfast nook looking out to the pool and a breakfast bar open to the family room w fireplace. The adjacent dining area flows seamlessly into the inviting living room, creating a perfect space for gatherings with family and friends. There is a downstairs bonus room or office or potential 5th bedroom NOT included in the square footage PLUS a 3/4 bathroom. Upstairs, retreat to the luxurious primary suite, which offers a tranquil oasis with a spa-like ensuite bathroom featuring dual vanities and an upgraded, oversized glass-enclosed shower. There is a large balcony off the the primary bedroom overlooking the backyard and mountains to the north w beautiful sunsets...also a perfect spot for morning coffee and quiet afternoons. The additional bedrooms are equally spacious and versatile, perfect for guests, a home office or a growing family. Step outside to discover a private backyard sanctuary, complete with a covered patio, low maintenance landscaping and an inground pool and spa to cool off and enjoy hot summer days. This outdoor space is perfect for summer barbecues, morning coffee, or simply unwinding after a long day. A leased solar power system provide energy efficiency and economy. Situated in a prime location in Menifee Lakes w gated access and a walking path around the lake, 30138 Via Palermo offers convenient access to top-rated schools, shopping, dining, and recreational parks, making it a perfect choice for families and professionals alike. Don’t miss your chance to own this lovely pool home. Schedule your private tour today and experience all that this home and community has to offer!
Source: CRMLS #SW25194407
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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