3014 Guadalupe Dr Punta Gorda, FL 33950
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About this home
Spacious POOL HOME located in the desirable deed restricted community of Punta Gorda Isles. This light and bright home offers an open and split bedroom floor plan with 3 Bedrooms, 2 Bathrooms, attached 2 Car Garage, Great Room, Family Room with wet bar, Kitchen, Inside Laundry and screened Lanai. The Master bedroom suite has a private bathroom with dual sinks and walk in shower. Both bathrooms were professionally remodeled. There are two generous sized guest bedrooms and the guest bathroom has a walk in shower. The Inside Laundry has stacked full size washer and dryer and a laundry sink. The garage has an opener, side door entry, attic access. Your living space extends to the screened Lanai with large heated inground pool, plenty of deck for sunbathing and large covered area with two ceiling fans. The view is greenbelt. Other features include rain gutters, accordion hurricane shutters, NEW METAL ROOF 2022......NEW A/C 2020...NEW CARPET THROUGHOUT AND ON THE LANAI. Utilities are city water and sewer. This home is in a quiet neighborhood minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, art galleries, Fishermen's Village, Charlotte Harbor Event Center, weekend farmer and artisan markets, boat ramps, fishing piers, weekend events and more!
Source: STELLAR #C7514648
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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