$669,000

30140 Tuttle Ct Tehachapi, CA 93561

$4,518/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Set high above the valley on almost 10 scenic acres, this truly one-of-a-kind Bear Valley Springs estate offers sweeping views of the southern San Joaquin Valley and most of Bear Valley Springs. A long, newly graveled driveway winds through natural surroundings, leading to a peaceful and secluded mountain retreat. This 2,800 sq ft modern farmhouse blends timeless architectural detail with upscale finishes, including honed stone and hand-scraped wood floors, Velux and Milgard windows, dimmable lighting, built-in speakers, and over 1,800 sq ft of Trex decking to take in the expansive views. The chef's kitchen features stainless steel appliances, a 48'' dual oven with griddle, and a cozy breakfast nook. The spacious primary suite offers private deck access and a luxurious bathroom with Nordic Grey marble, a jacuzzi tub, a steam and rain shower, and heated floors. A separate walk-in closet provides plenty of space and storage. Downstairs includes two additional bedrooms, a full bathroom with heated floors, and access to a covered patioideal for a gym, yoga space, or peaceful hangout spot. Between the main floor and lower level, you'll also find a massive laundry room with extensive storage. The grounds include raised beds and existing irrigation lines in place, ready for new life. A detached two-car garage includes water, power, EV charger, and a dedicated workshop area. There's also a storage shed with power, and a large storage space beneath the home with water, power, and HVACperfect for tools, hobbies, or future expansion. The septic system was replaced in 2021, offering added peace of mind for years to come. Horse potential? Absolutely. With usable acreage and unmatched seclusion, this property offers endless opportunity. Whether you're seeking a peaceful full-time residence or the ultimate mountain escape, this is the lifestyle you've been waiting for.

3 bedroom
2.5 bathroom
2,800 sqft
10.0 acres
Single Family
Built in 1977
2 car garage
Air conditioning
Fireplace
Shared pool

Source: CRMLS #PI25097786


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 03, 2025 06:19 am
Listing agent: Heather Silva
Listing provided courtesy of: Watson Realty (661) 327-5161
Details provided by CRMLS and may not match the public record.
MLS ID: #PI25097786
Based on information from California Regional Multiple Listing Service, Inc. as of Nov 04 2025 - 05:53 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.