3015 Sturgis Ln Waco, TX 76708
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About this home
Welcome to this charming 4-bedroom, 3-bath ranch-style home, offering approximately 3,165 sq ft of comfortable living space on a serene 1.444-acre corner lot in Waco ISD. Built in 1948, this spacious home blends vintage character with thoughtful updates, including two large living areas, two fireplaces, and a formal dining area—perfect for gathering with family and friends. The beautifully appointed kitchen is a cook’s dream, featuring a gas cooktop, double ovens, convection oven, microwave, vented exhaust fan, and a generous island with plenty of prep space. A walk-in pantry and built-in cabinetry add both function and charm. The private primary suite includes its own fireplace, walk-in closet, and a custom bath with built-in cabinetry. Secondary bedrooms feature ceiling fans and a split layout, including a Jack-and-Jill bath with dual sinks and a garden tub. Additional rooms include a bonus room—great for a second office, media room, or playroom. and a large utility room with freezer space, built-ins, and full-size washer and dryer hookups. Flooring includes wood, stained concrete, tile, and painted finishes that reflect the home’s warm, rustic style. Step outside to enjoy a backyard fire pit and beautiful mature trees or relax with your favorite beverage under the pergola. The fenced property includes masonry, wood, and wrought iron accents, offering privacy and timeless appeal. A circular asphalt drive and single-car garage provide ample parking. Located near Mountainview Elementary and within minutes of Waco amenities, this home offers a rare mix of space, style, and function—don’t miss it! Schedule a private tour today!
Source: NTREIS #20984726
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.