30153 Canyon Ranch Dr Homeland, CA 92548
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About this home
Here's a detailed description of this stunning new build, completed at the end of 2023: This is one of the largest single-level floorplans available in this desirable new community. Boasting approximately 2400 square feet of beautifully designed living space, this home offers an inviting open floor plan that is perfect for modern living. Enjoy the convenience of low-maintenance, luxury vinyl wide-plank flooring throughout, complemented by smart home lighting, custom blinds, and natural shades, creating a comfortable and energy-efficient environment. A versatile flex room is perfectly situated, ideal for either a dedicated home office or a fantastic entertainment space. The home features a spacious primary suite, complete with a walk-in closet and an expansive primary bathroom offering both a separate shower and a double vanity for ultimate comfort and convenience. Included are the Samsung appliances: washer, dryer, and refrigerator. For peace of mind, a prewired security system with security cameras and motion sensors provides added protection. The large yard, offering breathtaking mountain views that can be enjoyed both indoors and out, features a covered patio, professionally landscaped grounds, and a smart irrigation system with a timed sprinkler and drip-line. The property's prime location offers unparalleled convenience, with walking distance to both the elementary and high school, and directly across the street from the brand-new community park, complete with soccer and baseball fields, perfect for active families. Prospective buyers should note that the Solar lease will need to be assumed.
Source: CRMLS #SW25195517
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.