302 Fallen Leaf Ln Temple, TX 76502
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About this home
MOTIVATED SELLERS! Welcome home to to this charming 3-Bedroom 2.5 bath Home nestled on a premium corner lot in the desirable Sage Meadows community of Temple, Texas - Belton ISD Boasting 2,443 square feet of well-designed living space, this home offers the perfect blend of comfort, efficiency, and style. Located in the highly sought-after Belton ISD, this home offers nearby top-rated schools and a friendly neighborhood atmosphere. The spacious, open-concept layout features multiple living and dining areas, a well-appointed kitchen, and ample natural light throughout. Energy-conscious buyers will appreciate the installed solar panels, providing significant utility savings and environmental benefits year-round. Step inside to find an open and airy floor plan with multiple living and dining areas. The heart of the home is a spacious kitchen that flows seamlessly into the living area, making it ideal for everyday living. With 2,443 square feet of thoughtfully designed living space, this home offers room to grow, relax, and entertain. Enjoy peace of mind and energy savings with installed solar panels, and take advantage of the fully fenced backyard—ideal for pets, kids, or weekend get-togethers. The attached 2-car garage adds extra convenience and storage. Whether you're enjoying a quiet evening on the patio or hosting friends and family, 302 Fallen Leaf Ln delivers comfort, space, and efficiency in a beautiful package. Located just minutes from schools, shopping, dining, and major commuter routes. Don’t miss this opportunity—schedule your private showing today!
Source: NTREIS #228213
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.