302 Horizon Ave Lochbuie, CO 80603
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About this home
Charming Ranch-Style Home Backing to Open Space! Welcome to 302 Horizon Avenue — a beautifully maintained 3-bedroom, 2-bath ranch-style home nestled in the heart of Lochbuie. This inviting residence offers easy, single-level living with an open and functional floor plan, perfect for both relaxing and entertaining. Step inside to find a spacious living area and a well-appointed kitchen, all complemented by natural light and comfortable flow. The primary suite features its own private bath and generous closet space, while two additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy your own backyard retreat! A lovely patio with a pergola and sunshade provides the ideal setting for morning coffee or evening gatherings. Unwind by the serene koi pond, all while taking in peaceful views — no rear neighbors, as the home backs directly to open space. Additional highlights include a 2-car attached garage and a fantastic location just steps away from one of several nearby parks. Whether you're looking for quiet suburban living or space to entertain, this home has it all. Don’t miss your chance to make this one yours! Special financing offer: $8,000 toward 2/1 buy down to help your payments even more affordable if you utilize Three Point Mortgage. Call or text Listing Agent for more details on this special offer and to schedule a private tour.
Source: RECO #4305940
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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