302 Oak Leaf Pl Acworth, GA 30102
Your savings
About this home
Move-In Ready 2BR/2.5BA Townhome with New Roof Near KSU, Woodstock, and Acworth This spacious 2-bedroom, 2.5-bath townhome with a one-car garage is the perfect blend of comfort, convenience, and value. Offering a 1/0 interest rate buydown at no cost to the buyer OR a $500 lender credit toward closing costs, this home makes ownership more affordable from day one. Major updates are already complete, including a new roof, heat pump, and water heater—giving you peace of mind for years to come. The low HOA fee is another huge advantage, covering the building exterior (including the roof), weekly trash pickup, termite protection, and lawn maintenance. That means low maintenance and more free time to enjoy your home and community. Step inside to a light and bright open-concept main level featuring a spacious living room, dining area, and a kitchen with ample cabinets and counterspace. A half bath and a secure one-car garage with opener complete the first floor. Upstairs, the primary suite feels like a retreat with a tiered ceiling, walk-in closet, and soaking tub in the private bath. The secondary bedroom is generously sized, with access to a large second full bath. The laundry is also conveniently located on the upper level. The community offers fantastic amenities, including a swimming pool, park, and a large pavilion—perfect for relaxing, entertaining, or staying active. Sidewalks throughout make the neighborhood walkable, with plenty of extra parking for guests. For added peace of mind, Woodstock Police and Fire are located right at the entrance to the community. The location is unbeatable—just off Highway 92 near I-75, and minutes from Downtown Woodstock, Downtown Acworth, Kennesaw State University, and Red Top Mountain State Park for hiking, camping, and boating. If you’ve been searching for a townhome with updates, low HOA fees, great amenities, and a convenient location, this home checks all the boxes!
Source: FMLS #7643928
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.