30206 Savoie St Murrieta, CA 92563
Your savings
About this home
** ATTENTION VA BUYERS, 2% ASSUMABLE VA LOAN!! Luxurious 5-Bedroom Entertainer's Paradise with Pool and Spa. Welcome to your dream home! This stunning 5-bedroom, 3,752 sq ft residence is the ultimate entertainers retreat, featuring a solar-heated saltwater pool, above-ground spa, Palapa bar and BBQ. Enjoy the California lifestyle in your backyard oasis, complete with a gas fire pit and putting green. Inside, youll find high ceilings, elegant crown molding, hardwood floors, and plantation shutters throughout. The spacious great room boasts a cozy fireplace and a built-in entertainment center, creating a warm and inviting space for relaxing or hosting guests. The chefs kitchen is equipped with granite countertops, a custom tile backsplash, double ovens, stainless steel appliances, and tile flooring. A downstairs bedroom with a closet and dedicated exercise area offers flexibility for a home office, gym, or guest retreat, perfect for todays versatile lifestyle. Upstairs, the double-door entry leads into a luxurious primary suite featuring dual walk-in closets, dual vanities, a relaxing soaker tub, and a spacious layout perfect for unwinding. The open loft serves as a library and sitting area, overlooking the living space below, while a spacious guest suite offers privacy with its own full bath. Ceiling fans throughout the home ensure comfort in every room. This home is truly a one-of-a-kind opportunityluxury, comfort, and entertaining all in one perfect package. **Bundled service pricing available for buyers**
Source: SANDIEGO #SW25156372
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.