30209 Linden Gate Ln Menifee, CA 92584
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About this home
Nestled in one of the areas most desirable gated neighborhoods, this beautifully designed 5-bedroom, 3-bath home offers the perfect blend of style, space, and function. Step inside to an open, airy floor plan with natural flow, ideal for entertaining or simply enjoying family time. The chefs kitchen features granite countertops, abundant cabinetry, and a breakfast bar that overlooks the cozy family room complete with a fireplace for those perfect California evenings. Upstairs, youll find a huge primary suite with dual walk-in closets and a spacious en-suite bath, your personal retreat at the end of the day. Three additional bedrooms and a convenient laundry room complete the second level. The versatile third floor loft offers endless possibilities, office, playroom, media space, or even another bedroom. Outside, enjoy great curb appeal and a three-car garage with plenty of storage. Living at The Lakes means access to resort-style amenities including a private pool, spa, BBQ area, playground, walking trails, and more, all within your secure gated community. A home that fits every chapter of life, spacious, stylish, and ready for you to make it your own.
Source: SANDIEGO #SW25238870
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.