3023 Crown Creek Cir Crestview, FL 32539
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About this home
Discover exceptional living in this stunning 2019-built home by Whitworth Builders, where quality construction meets thoughtful design. This spacious 4 bed, 3 bath residence features a smart split floorplan that perfectly balances privacy and togetherness.Step inside to experience open living spaces flowing seamlessly together. The heart of the home showcases a generous kitchen featuring granite countertops, custom tile backsplash, and premium stainless steel appliances with upgraded gas stove for culinary enthusiasts. A functional kitchen island with storage provides additional workspace, while the walk-through pantry transforms grocery organization from chore to pleasure. The adjacent large utility room doubles as a convenient drop zone with built-in storage cabinets. The primary bedroom serves as your personal retreat, featuring a spa-inspired bathroom with relaxing garden tub, oversized walk-in tiled shower, and double vanity. Generous walk-in closets provide ample storage. Three additional well-proportioned bedrooms offer comfortable accommodations for family or guests, while a dedicated study provides perfect workspace as office or playroom. Outside, the fenced backyard creates a private sanctuary, enhanced by a charming lanai perfect for morning coffee or evening relaxation. The thoughtful outdoor space provides excellent entertainment potential while maintaining security and privacy. This well-maintained home sits in a convenient Crestview neighborhood featuring recreational amenities including a sparkling community pool and tennis courts for active living. Residents enjoy short commutes to local schools and quick access to nearby shopping. With its combination of quality craftsmanship, intelligent design, and prime location, this home offers exceptional value for growing families seeking comfort, space and community in beautiful Crestview.
Source: EMERALDCOAST #984435
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.