3023 Muir St Holiday, FL 34691
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About this home
PRICE IMPROVEMENT - LIKE NEW, MOVE IN READY - MUST SEE HOME. Built in 2021, do not miss this beautifully designed home located on a sweeping private corner lot located in a central location in Holiday, Florida! This 3 bedroom, 2 bath, 2 car attached garage home presents a fresh new feel with all that a NEW CONSTRUCTION home offers without the wait. This great room, split floor plan offers a nice open design perfect for entertaining your family or friends. The kitchen is the heart of the home featuring a large center island with room for 4 bar stools, granite countertops, custom cabinets with soft close features, under mount stainless steel sink, stainless steel appliances and plenty of cabinets for your kitchenware all overlooking the GREAT ROOM. The primary suite is spacious with a corner desk or dresser niche, upgraded light fan package, oversized walk in closet, primary bath with quartz vanity countertops, double sinks, walk in shower and designated linen closet. Additional highlights of this home include a FENCED IN BACKYARD, front paver patio, HURRICANE RATED WINDOWS, recessed lighting, upgraded ceilings fans, laminate floors consistent throughout, ceramic tile floors in the baths, inside laundry room including the washer and dryer, gutters, tropical backyard with fruit trees, NO HOA and more. This home is centrally located to schools, shopping, beaches, restaurants, golf courses, Anclote Key State Park, Fred Howard Park, the famous Tarpon Springs Sponge Docks and approximately 45 minutes to Tampa International Airport and/or St. Peter/Clearwater International Airport. If you are looking for FLORIDA COASTAL LIFESTYLE without any HOA fees, this is the HOME FOR YOU.
Source: STELLAR #W7877653
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.