3026 W 68th Pl Tulsa, OK 74132
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About this home
Back on the market, no fault of the Seller .... PRICE IMPROVEMENT! Move-in ready and freshly updated, this charming 3-bedroom, 2-bath home in the sought-after Jenks School District is nestled on a private cul-de-sac surrounded by mature trees and winding neighborhood roads. New carpet was just installed (8/20/25), adding to the many upgrades completed in 2020, including a new roof, new flooring, fresh interior paint, vinyl windows, and updated lighting and ceiling fans. The spacious floor plan features vaulted ceilings and a large living room centered around a beautiful stone fireplace with both gas and wood-burning options. With two dining areas, you can easily convert one into a home office for added versatility. The kitchen comes equipped with modern stainless steel appliances—Samsung refrigerator with built-in tablet, Amana dishwasher, Samsung range/stove, and built-in microwave. Additional highlights include a generous indoor laundry room, a two-car garage with workspace and attic storage, and a large backyard with a deck—perfect for entertaining. Conveniently located near Highway 75, Tulsa Hills shopping and dining, and the new Jenks Outlet Mall, this home offers both comfort and convenience. Don’t miss the opportunity to make it yours!
Source: MLSTECHNOLOGY #2532828
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.