3026 Wright Rd NW Uniontown, OH 44685
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About this home
Built in 2010 by Reflections Homes, this home is ready for its new owners to love! Home features an open floor plan on the main floor great for entertaining and family time. If you love spending time outside you will love the 16x24 deck overlooking the nice flat backyard. The foyer entry features newer vinyl plank flooring and a guest closet, while the great room is spacious enough to also serve as a dining room. The kitchen comes fully equipped including refrigerator, range, microwave and dishwasher plus a large pantry. The first floor offers a half bath and laundry room with wash tub. The second floor includes 3 spacious bedrooms. A large master suite with a walk in closet and private bath, plus a second full bath for guest or kids. The two car garage has garage door opener and there are two outside water spigots, conveniently located on either side of the house. The lower level is poured concrete and features a sump pump and not to mention endless potential when you're in need of additional living space. Imagine relaxing on the quaint, covered front porch or gathering around the fire pit on a long Summer evening. This home is perfect whether it's your first home or your last. The large lot is excellent for kids and pets alike. There is an invisible pet fence and collars will stay!
Source: MLSNOW #5162563
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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