3027 Hidden Mdw Seguin, TX 78155
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About this home
Masterfully renovated Perry Home in the well established, pristine neighborhood of Mill Creek Crossing. Located 15 minutes south of downtown New Braunfels in the highly sought-after Navarro ISD! Enter the home into the elegant foyer and you're greeted by 22 foot ceilings, a dramatic staircase and gangway, grand chandeliers and fresh paint throughout the entire home. Hand-scraped hardwood floors adorn the dining room with custom built-in cabinets from floor to ceiling and a generously sized office with French Doors. The kitchen features both an island and a breakfast bar, and overlooks the massive family room with 8 foot windows allowing natural sunlight to permeate every corner of the first floor. The ground floor Master Bedroom features a large bay window, separate his/hers vanity, shower, tub, and huge walk-in closet with premium built-in cabinets and storage. Upstairs you'll find not 1 but 2 bonus rooms! Wow! Use one for a play room, one for a media room, or use one for entertaining and one as a secondary office. It's your house and it's a free country! 3 additional bedrooms with high ceilings and generous walk-in closets complete the upstairs. Outside, take advantage of a large private backyard and a detached oversize 3 car garage and a fully gated & secure parking area. This home has it all!
Source: SABOR #1874957
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.