30282 Silicate Dr Menifee, CA 92584
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About this home
Gorgeous 2-bedroom, 2-bath home with a versatile Den that can easily convert into a 3rd bedroom. Offering 1,813 square feet of comfortable living space. Built in 2016, located in the desirable gated Orchid/Primrose 55+ Senior community at 30282 Silicate Dr., Menifee, CA 92584. This stunning home combines modern upgrades featuring; upgraded plank tile flooring in common areas, and cozy carpeting in the bedrooms, complemented by a Therma-Tru raised panel front door with decorative glass insert, and stylish two-tone gray flat finish paint. The Double door walled-in Den provides privacy for a home office or guest room. Other features are; indoor Laundry with utility sink, white Thermofoil cabinetry adding extra storage, and a clean look, plus newer Washer & Dryer included! Ceiling fans are installed throughout, and the home is pre-wired for flat-screen TVs. Wood shutters and dual-pane windows enhance comfort and energy efficiency. The great room, located just off the kitchen, features a beautiful indoor fireplace—creating a warm and inviting space perfect for relaxing or entertaining. The kitchen is a true centerpiece, featuring stainless steel appliances, white thermofoil cabinets, a custom backsplash, pendant lighting, a center island to include the range with gas cook top and vented hood, pull-outdrawers for pots and pans, and a frosted glass pantry door. The primary suite includes mirrored closet doors, recessed lighting with dimmer controls, framed mirrors, a silver aluminum stand up shower enclosure, separate soaking tub, and ADA-height toilets with privacy door. The exterior has been beautifully upgraded with a landscaped front yard featuring a custom walkway, wall planter, curb, decorative rock, shrubs, tree, and synthetic turf. The backyard offers low-maintenance enjoyment with synthetic turf, gravel, a drip irrigation system, aluminum rain gutters, and an alumawood patio cover with ceiling fans—perfect for relaxing or hosting gatherings. The two-car garage includes coach lights and fluorescent lighting, tankless water heater, side door to rear yard. This beautiful lot spans 5,227square feet with amazing curb appeal in one of Menifee’s most sought-after senior communities.
Source: CRMLS #SW25240894
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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