$1,390,000

303 Commonwealth Dr Ninety Six, SC 29666

$5,022/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

LAKEFRONT LUXURY IN GRAND HARBOR'S PLANTATION COMMUNITY: Experience the pinnacle of lakefront luxury in this stunning custom-built home, perfectly situated in the prestigious Plantation community on Lake Greenwood. From the moment you step inside, you’ll be captivated by the breathtaking views, timeless craftsmanship, and thoughtful design that make this home a true masterpiece. Floor-to-ceiling windows line the back of the home, flooding every room with natural light and showcasing serene lake and backyard oasis views. Vaulted ceilings with exposed beams, stacked-stone accents, and rich finishes highlight the superior craftsmanship throughout. The gourmet kitchen is a chef’s dream—anchored by a dramatic wall of stacked stone, an oversized granite island, double ovens, prep areas, and a walk-in pantry. Whether hosting an intimate dinner or a lively gathering, the flow into the keeping room with its cozy fireplace or the screened porch overlooking the water makes entertaining effortless. The primary suite is a private retreat, featuring tranquil lake views, deck access, a tray ceiling, and a spa-inspired bath with dual vanities, a freestanding tub, two walk-in closets, and a stunning double-entry shower beneath a barrel ceiling. Two additional main-level guest bedrooms (including an ensuite) ensure comfort for family and visitors alike. The lower level is designed for entertainment and relaxation—complete with a spacious family room, home theater, expansive bar, game areas, a wine vault, and even a serene zen room with lake views. Guests will enjoy the private bedroom and bath, while you’ll love the office with custom built-ins and generous storage options. Step outside to your private lakeside paradise. Enjoy the covered porch, relax by the water feature, or gather around the lakeside firepit after a day on the boat. Professional landscaping frames the property beautifully, creating a setting that’s both elegant and welcoming. As part of The Plantation at Grand Harbor, you’ll also enjoy world-class amenities including a Davis Love III–designed golf course, equestrian center, fitness facility, tennis and pickleball courts, clubhouse with restaurant and bar, and resort-style pools. This is more than just a home—it’s a lifestyle of elegance, relaxation, and unforgettable memories on Lake Greenwood. Schedule your private tour to experience this breathtaking home for yourself!*

4 bedroom
3.5 bathroom
5,100 sqft
1.2 acres
Single Family
Built in 2012
2 car garage
Air conditioning
Fireplace
Shared pool

Source: GREENVILLESC #1570155


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 12:37 pm
Listing agent: Christine Beskie (912) 257-5403
Listing provided courtesy of: RE/MAX Action (864) 942-0021
Details provided by GREENVILLESC and may not match the public record.
MLS ID: #1570155
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Greater Greenville Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Greater Greenville Association of REALTORS®. All Rights Reserved.
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