3031 Maplevale Rd Chester, VA 23831
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About this home
Welcome to 3031 Maplevale Road—Craddock Point—in the heart of Chester! This charming 3-bedroom, 2-bath, 1,334 sqft ranch blends comfort, style, and convenience in one move-in-ready package. Step inside through the foyer into a bright, inviting great room featuring a vaulted ceiling and cozy wood-burning fireplace—an ideal gathering space for family and friends. The hallway leads to three freshly carpeted bedrooms, all convenient to a full bath illuminated by a skylight. The spacious 16x11 primary suite offers a private bath with a skylight and linen closet. The well-appointed kitchen features a vaulted ceiling, pantry, abundant cabinetry, generous countertop space, laundry area, and an oversized eat-in dining space that opens directly to the backyard—perfect for entertaining or everyday living. Recent updates include: new carpet, HVAC 2025, heat pump, water heater, front steps, back deck, toilets, bathroom light fixtures and mirrors, laminate flooring in the kitchen and baths, new faucets, tub diverters, shower heads, and all new PEX water lines throughout—making this home beautifully refreshed and ready for its next owner. Enjoy outdoor living in the fenced backyard complete with a 14x12 deck, privacy fence, and two-car carport. Situated on a quiet cul-de-sac, this adorable home offers a smart layout, thoughtful updates, and a prime Chester location. Conveniently located off Route 1 with easy access to I-95, restaurants, shopping, and everything Chester has to offer!
Source: CENTRALVIRGINIA #2529355
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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