30319 Briarcrest Dr Georgetown, TX 78628
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About this home
The “Garden Home” section of Berry Creek is a charming and friendly neighborhood in Georgetown, Texas, known for its stucco exteriors and picturesque tile roofs. Conveniently located on the north side of town, this private golf course community offers easy access to IH35, SH195, and Toll Hwy130, making the commute to Temple, Waco, Ft. Hood, Killeen, Bastrop, and Austin a breeze. This delightful 3-bedroom, 2-bath, 2-car garage home features a versatile flex space that can be used as a formal dining or living area, home office, or children's retreat. The main living area boasts high ceilings, laminate flooring, a ceiling fan, and a cozy wood-burning fireplace, adding to the warm ambiance. The spacious master bedroom, sits at the back of the home, and is bathed in natural light from a large picture window. Its en-suite bathroom includes a walk-in closet with organization, walk-in shower, dual-sink vanity, soaking tub, and private water closet. On the opposite side of the home, two spacious secondary bedrooms share a well-appointed guest bathroom, ensuring comfort for family and guests. Enjoy Texas mornings on the covered patio, perfect for sipping coffee and soaking in the serene surroundings. As the sun sets, this space transforms into an ideal spot for BBQs and gatherings with friends. The fenced backyard, enriched with lush landscaping, provides privacy and tranquility, complemented by a sprinkler system and gutters. Golf enthusiasts will appreciate the nearby Berry Creek Golf Course and Country Club, offering a range of amenities to enhance your lifestyle. This section of Berry Creek does not have a mandated HOA, but a deed fee is in place, allowing for flexible membership options; contact the Club for details. For those seeking a relaxed lifestyle, this affordable home merges convenience, flexibility, and leisure in one perfect location within the vibrant Berry Creek community. Embrace the opportunity to own this charming residence!
Source: ACTRIS #8635056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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