3037 Brigham Ct North Charleston, SC 29406
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About this home
Discover the perfect blend of comfort, character, and convenience in this single-story ranch home, nestled in a welcoming, established neighborhood. With its prime location just minutes from historic Charleston, several beaches, and vibrant shopping and dining, this property is truly enviable.Set on a spacious 0.28-acre lot, this home invites you to enjoy open, airy living inside and relaxed outdoor spaces outside. The heart of the home is a bright and inviting living room, where a soaring vaulted ceiling and abundant natural light create a sense of openness. A cozy gas log fireplace anchors the space, making it perfect for gatherings or quiet evenings.The kitchen pairs classic charm with modern convenience, featuring updated stainless-steel appliances, warm cabinetry,and a picture window over the sink. Step outside to find multiple spaces for outdoor enjoyment: a welcoming front porch, an expansive back deck, and a charming patio -- all surrounded by a fenced backyard that offers privacy, room for play, or a haven for pets. With three spacious bedrooms and two full bathrooms, this home is designed for everyday comfort. The primary suite provides a restful retreat, while secondary bedrooms are bright and versatile for family, guests, or a home office. Additional highlights include a convenient attached garage, extended driveway, and lush landscaping that enhances the home's curb appeal. Updates include: hot water heater (2023), encapsulated crawl space with dehumidifier (2020), and HVAC replacement (2017) -- giving buyers peace of mind. If you're looking for a home that offers a peaceful lifestyle while keeping you close to everything Charleston has to offer, this is the one. Don't miss the chance to make it yours -- schedule a tour today and experience firsthand what makes this home so special.
Source: CTAR #25023783
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.